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South Carolina Auto Loans

We provide bad credit loans to the residents from Columbia to Charleston in the Palmetto, we’ve been helping the people of the beautiful 8th state get competitive South Carolina auto loans since 2004. South Carolinians with bad credit has found it to be very difficult since the last recession, but BlueSky Auto is here to help.

Since the lending crisis, finance companies revised the qualifications for loans. Whereas a 450 FICO score was good enough to get a loan in 2006, lenders today generally require a higher score to qualify. The market indicates that things are improving in this financial sector, but the credit requirements still remain tight.

However, we have two venues to help you find the right loans for you: the first is through a network of lenders who are prepared to offer the best possible loan to people of all credit backgrounds; the second is through a group of car dealers trained to assist people with credit issues to get auto financing for bad credit. No matter what kind of car you are looking for, new or used, we have a system in place to help you. This is how we do it:

Get Pre-Approved Online

One unique feature that we make available for people is a pre-approval option. This is accomplished quickly and securely in your own home. You simply complete and submit the loan paperwork, and the rest is automatic. In a few minutes you will receive a response. In fact, clients frequently receive multiple loan offers. We are able to do this because the companies we work with will lend directly to you, the customer. It would be difficult to find another company that offers such personalized service.

Armed with a loan approval from one – or several – of our direct lenders, you are now ready for the challenge of finding the right car. Instead of worrying about loan details you can concentrate on your negotiations for striking the best car deal.

Our Car Dealer Network

But what if you don’t qualify for one of the pre-approved loans described above? Well, as we previously mentioned, we have another way to get you the loan you’re looking for. We have put together a network of auto dealers who are ready to work with you and make certain that anyone who is having trouble getting traditional loans can still finance their new car using the best possible car loans. Our participating auto dealer network can access to over 400 lenders nationwide, and most of them operate within South Carolina. We can help you.

Types of Car Dealers

The car dealers who participate in our network are primarily mid-tier dealers who carry reasonably priced vehicles from Ford, GM, Chrysler, Dodge, Nissan, Honda, and Toyota, among others. In other words, our dealer network generally will not include makes like Mercedes Benz, BMW, and Lexus. The obvious reason for this is that those dealerships don’t carry inventory that is priced for the types of loans our customers need.