Frequently Asked Questions

Q: Are there fees associated with your service?”

A: No. There are no fees associated with Bluesky Auto Finance and no obligation to accept the terms of any financing offered by one of our participating lenders or auto dealers. Finance terms and related finance costs from our participating lender and dealers may vary depending on your personal credit worthiness.

Q: What happens once I complete my auto finance request?

A: Once you complete our simple online auto finance form, your information is sent to our direct auto financing partners and/or a participating dealer in our network. Our partners specialize in assisting customers that have experienced credit problems and will walk you through the purchase process in a friendly, hassle-free environment.

Q: Where do I check the status of a finance request that I already submitted?

A: You can view the status of your request anytime by visiting our Status Page. Please note that It may take 24-72 hours for us to provide all of your financing results.

Q: What is the interest rate on my car financing?

A: Interest rates vary depending upon a number of factors, including your amount, your credit report information, and the type of vehicle you select. Upon the completion of your auto finance request, and if approved, a credit processor will contact you and provide specific details regarding your interest rate, monthly payment, loan amount and other financing terms. You are under no obligation to accept any terms offered to you.

Q: Will I need a down payment on my car financing?

A: That depends on who ultimately approves you. If you have good credit, you may be able to get auto financing with little or no money down. If however, you’ve had some credit problems, you’ll most likely be required to have some type of down payment usually equal to 10% of the selling price of the car or $1000 – whichever is higher.

Q: What type of vehicle can I purchase?

A: That depends on who approves your car financing request. If you get approved for financing through one of our direct auto finance partners, you can go to any franchise auto dealer in your state to buy a car. If however, you get approved through one of our participating auto dealers, you’ll need to purchase a car from them – but remember, our participating auto dealers have a great selection of new and pre-owned cars, trucks, minivans, and SUVs for you to choose from.

Q: How fast can I get my car?

A: Most auto finance companies are able to process a your request either instantly, or minimally, in less than 24 hours. Be prepared to provide any needed documentation like proof of income, car insurance or other stipulations required by the lender. In most instances, our customers are able to purchase a car with 24-48 hours from the time their request is processed. Get Started Now!

Q: What if I have a low or no credit score?

A: We understand, not everyone has perfect credit. BlueSky’s direct auto finance partners and participating auto dealerships specialize in providing car financing to people who have had past credit problems. Get your Free Credit Score

Q: Is the info I provide to BlueSky Auto Financing secure?

A: Absolutely. Any info you provide to us is protected by encryption and security technologies. Your information will only be disclosed in accordance with our Privacy Policy and/or to those entities necessary to process your auto financing.