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Oklahoma Car Loans

At Bluesky Auto Finance, we provide competitive Oklahoma car loans to the residents of the Sooner State. From the Panhandle to Muskogee, we’ve been helping people in the state with the largest Native-American population to get Oklahoma car loans since the mid-2000s.

Bad Credit Car Financing

Due to the economic downturn in 2008, finding loans has proven to be very difficult for some car buyers, although car financing is beginning to show some new signs of life. In the past, people with low credit scores were often successful procuring an auto loan. Today, many lenders require higher underwriting standards in order to get approved.

We make Oklahoma car loans available to people through a select group of direct lenders and dealers that specialize in assisting people with bad credit. It doesn’t matter if you are looking for new or used automobile; we can help you get the financing you need.

Pre-Approved Car Loans

One incredible advantage we have is the ability to get pre-approved within minutes of submitting an application. And best of all, this can be done right from their home, something made possible because of the real lenders we work with that provide directly to the customer. It is even possible to receive multiple loan offers.

Once you are pre-approved by one or more of our direct lenders you will find yourself in the driver’s seat, able to focus all of your negotiating efforts on getting the best price for your car and not haggling over the terms of a car loan.

Participating Auto Dealers

Utilizing the services of huge network of car dealers, but unfortunately there will always be some people who do not get approved for a loan. If this happens, don’t lose hope because there is an alternative. We also works with a network of car dealers who assist people with bad credit get auto financing. These dealers have access to over 400 lenders.

Types of Car Dealers

Our participating car dealer network is mostly comprised of what we call mid-tier dealers that offer reasonably priced vehicles such as Ford, Toyota, Chevrolet, Nissan etc. More simply put, our dealer network typically does not include high line luxury stores such as Lexus, Mercedes and BMW, as most of these dealerships don’t carry inventory that is priced properly and therefore affordable for people with bad credit.