North Carolina Auto Loans
BlueSky Auto Finance is proud to offer competitive North Carolina auto loans to the residents of the Tar Heel State. In recent years, finding North Carolina bad credit car loans has been a challenge. This area has shown a little improvement over the last several months, but money is still tight. Before the latest recession, it was fairly easy for people with bad credit to get approved for auto loans but not any longer. Now, most lending institutions will only work with people that have clean credit profiles.
We help solve this problem by providing loans through our strong network of direct lenders and through a network of car dealers that focus on helping people with bad credit get auto financing. New car or used – whatever you need – we can help.
Pre-Approved Auto Loans
The first thing we offer is the unique opportunity to be pre-approved. The process is simple, can be done in your own home, and the results are returned within minutes of submitting the application. That’s because of the quality of our network of real lenders that give auto loans directly to consumers. You might even receive loan offers from several lenders. Most other financial companies don’t have this option.
If you get pre-approved by one or more of our direct lenders, it creates a more pleasurable car shopping experience. You don’t need to find a car and then fret for hours wondering if you will be able to take it home. You know what you can afford and the money is ready and waiting. All you have to do is negotiate the price on the car of your choice.
Our Car Dealer Network
We can usually secure a bad credit car loan for most consumers by using this great network of direct auto lenders, but occasionally a person is unable to secure financing through this channel. Don’t worry – we aren’t done. This is why we have established our own network of car dealers that are able to help people find what they need. To join our network, the dealer must show us that he has a good selection of stock, people trained to work with challenging credit, and a proven track record of success. By working with one of our participating auto dealers you now have over 400 lenders to access.
Types of Dealers
The auto dealers in our network who are able to provide car financing for people with bad credit include most mid-range manufactures such as Ford, Chrysler, GM, Dodge, and the major import lines like Nissan, Honda & Toyota. These dealers carry cars priced in a range that more easily fit the parameters for North Carolina bad credit auto financing terms. Our network of North Carolina dealers typically does not include higher priced establishments like BMW or Lexus.