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New York Car Loans

Our team of financiers at BlueSky Auto Finance is pleased to provide reasonable New York car loans, whether you have good or bad credit. We’ve been helping the people all over the Big Apple with rotten credit get car loans since 2004.

Let’s face it, money has been tight for some time now, and getting New York bad credit auto loans has been difficult since the financial meltdown of the sub-prime market. Prior to the recession, a New York car loan was accessible for consumers with low FICO scores. But the auto lending climate has changed.

Even with the recession, we can provide these auto loans by accessing a team of direct lenders and by working with dealerships that excel in helping people find auto financing. Even if you are hoping to find a new car, we can help through this fantastic system.

Pre-Approved Loans

The pre-approval process for New York auto loans is one excellent advantage. This option allows you to know exactly how much you can spend on a car before you leave your house. You simply fill out the application, submit it, and wait for a response. In minutes you could be pre-approved for a loan. The reason we are able to provide this incredible program is because of our network of real lenders that offer New York car loans directly to consumers. In fact, it is possible that you might even receive loan offers from more than one lender.

With a pre-approved loan from one of our direct lenders you are in the driver’s seat of your car buying experience. You are ready to put your time and attention into getting the best car to meet your needs for the perfect price.

Car Dealer Network

Even though we acquire New York car loans through an incredible network of direct lenders, it is a fact that not everyone gets approved through this channel. But the quest is not over; we have another option. We work with and manage our own network of carefully screened dealers that are set up to help people living in New York. Our participating auto dealers are experienced in helping people with credit problems procure auto loan financing, and they have access to over 400 lenders.

Types of Car Dealers

Our network of participating car dealers will typically not include the local BMW or Lexus dealership. It is highly unlikely that they would carry inventory priced low enough to qualify for New York bad credit loans. Instead, we have a wide range of mid-tier dealers who handle Ford, Buicks, Toyotas, Hondas and many more reasonably priced cars. Simply stated, our network typically does not include luxury lines since those vehicles are not affordable enough.