why-bluesky

Missouri Auto Loans

Bluesky Auto Finance is an excellent source for competitive Missouri car loans for the residents of the “Show Me” state. From St. Louis to Kansas City, we have been showing the people from Walt Disney’s home state how to get bad credit car loans for over 10 years.

The failure of the sub-prime lending market has made finding an auto loan extremely challenging, particularly for people with bad credit, although it appears that the auto lending sector has begun a slow recovery over the past few months. Before 2007, many finance companies were willing to offer auto financing for people with a low FICO score. That is no longer the case today.

We are able to provide financing through its well-developed network of direct lenders who are licensed to offer car financing in Missouri. In addition, we work closely with a number of participating car dealers who are experts at helping people with bad credit.

Get Pre-Approved Online

The best way to purchase a car is to get pre-approved for a car loan before going to a dealership and we offer this option to people with good or bad credit. Upon completing your application you could be pre-approved within minutes, right from the comfort of your home. That’s because we work with real lenders that provide car loans directly to consumers. And, best of all, you could get approved by multiple lenders and receive more than one loan offer. Most other car finance companies that offer car financing don’t have this option.

Obtaining a pre-approved auto loan puts you in the driver’s seat. With your financing already in place, you’ll be able to focus your negotiating efforts on the price of a car, and not the terms of your auto financing.

Our Car Dealer Network

We can typically find financing through a network of direct auto lenders for the majority of their clients. But the truth is that not everyone will be approved by one of our lenders. That does not mean that we cannot help you. We can – through the network of car dealers we manage who are prepared to assist individual get approved. Members of our auto dealer network can tap into over 400 lenders.

Types of Car Dealers

The vast network of car dealers that we work with is mostly comprised of dealerships that carry reliable and affordable vehicles like Ford, GM, Chrysler, Dodge, Nissan, Honda & Toyota. In other words, our dealer network typically do not include expensive luxury car dealers like Lexus, Mercedes Benz, and BMW. Typically these enterprises just do not have an inventory that is priced properly.