Florida Auto Loans

Bluesky Auto Finance is proud to offer competitive Florida auto loans to the residents of the Sunshine State. From Tallahassee to the Keys, we’ve been helping the people of this lush Southern paradise since 2004.

In recent years, finding bad credit car loans has been a challenge. This area has shown a little improvement over the last several months, but money is still tight. Before the latest recession, it was fairly easy for people with bad credit to get approved for auto loans but not any longer. Now, most lending institutions will only work with people that have clean credit profiles.

Bluesky Auto Finance helps solve this problem for Florida residents by providing car loans through its strong network of direct lenders and through a network of car dealers that focus on helping people with bad credit get auto financing. New car or used – whatever you need – we can help.

Pre-Approved Auto Loans

The first thing Bluesky Auto Finance offers is the unique opportunity to be pre-approved for their car loan. The process is simple, can be done in your own home, and the results are returned within minutes of submitting the application. That’s because of the quality of our network of real lenders that give auto loans directly to consumers in Florida. You might even receive loan offers from several lenders. Most other financial companies don’t have this option.

Being pre-approved by one or more of our direct lenders in Floridacreates a more pleasurable car shopping experience. You don’t need to find a car and then fret for hours wondering if you will be able to take it home. You know what you can afford and the money is ready and waiting. All you have to do is negotiate the price on the car of your choice.

Car Dealer Network

Even though Bluesky Auto Finance acquires auto loans through an incredible network of direct auto lenders, it is a fact that not everyone gets approved through this channel. But the quest is not over; we have another option. Bluesky works with and manages our own network of carefully screened car dealers that are set up to help people living in Florida get credit car loans. Our participating auto dealers are experienced in helping people with credit problems procure auto loan financing, and they have access to over 400 lenders, most of which offer auto loans.

Types of Car Dealers

Our network of participating car dealers will not generally include the local BMW or Lexus dealership. It is highly unlikely that they would carry inventory priced low enough to qualify for bad credit loans. Instead, we have a wide range of mid-tier dealers who handle Ford, Buicks, Toyotas, Hondas and many more reasonably priced cars. Simply stated, our dealer network for Florida typically do not include luxury lines since those vehicles are not affordable enough.