Auto Loans & Bad Credit

California Auto Loans & California Bad Credit Car Loans

Bluesky Auto Finance is proud to offer competitive California auto loans and California bad credit car loans to the residents of the nation’s most populated state. From San Diego to San Francisco, we’ve been helping the people of this beautiful part of the country get California auto loans since 2004.

California Bad Credit Car Loans

Let’s face it, finding California bad credit car loans since the last recession has been challenging to say the least although auto loan approvals are on the rise. Prior to the collapse of the financial markets, people with bad credit looking for California auto loans had options. Not so today.

Bluesky Auto Finance provides California bad credit car loans through its network of direct lenders that offer California auto loans and car dealers that specialize in helping people get auto financing for bad credit. Whether you’re looking for a new or used vehicle, we can help - here’s how it works:

Pre-Approved California Auto Loans

One excellent advantage Bluesky Auto Finance offers people looking for California bad credit car loans is the option to get pre-approved within minutes of submitting an application – right from their home. That’s because we work with real lenders that provide California auto loans directly to consumers. And, you could get approved from more than one lender and receive multiple offers. Most other companies that offer California bad credit car loans don’t have this option.

Getting pre-approved by one or more of our direct lenders that offer California auto loans puts you in the driver’s seat allowing you to focus your negotiating efforts on the price of a car and not the terms of a car loan.

Car Dealers and California Bad Credit Car Loans

As mentioned above, Bluesky Auto Finance provides Californian auto loans through a network of direct auto lenders but not everyone gets approved through this channel. Don’t despair – we also work with and manage our own network of car dealers that are set up to help people that live in California get California bad credit car loans. Our participating auto dealer network has access to over 400 lenders, most of which provide California auto loans.

Types of Car Dealers that Offer California Auto Loans

Our participating car dealer network that offer California bad credit car loans is mostly comprised of what we call mid-tier dealers that offer reasonably priced vehicles such as Ford, Toyota, Chevrolet, Nisaan etc. More simply put, our dealer network for California auto loans typically does not include high line luxury stores such as Lexus, Mercedes and BMW, as most of these dealerships don’t carry inventory that is priced properly and therefore affordable for California bad credit car loans.