Direct Auto Finance & Car Loans Online

Direct auto finance:

The internet is packed with companies offering car loans online but do you know the difference between indirect and direct auto finance lending? With direct auto finance channels, your application is submitted directly to the bank or lender that actually provides the financing. In this instance, you will finalize the terms of an auto loan with the direct auto finance company and if approved, will be able to go to a dealer of your choice to purchase a car.

You could be approved for car financing in minutes! Apply Now!

These types of car loans online put you in the driver’s seat by allowing you to get pre-approved car financing before going to a dealership. Most direct auto finance companies provide car loans online to people with fair to excellent credit histories however, there are several on our lending platform that work with FICO scores as low as 525. Don’t know your score? Get your credit score now.

Not all car loans online are created equal:

When researching car loans online, you’ll come across many companies that don’t clearly disclose the actual source of financing or how their process works – especially when it comes to bad credit auto loans. Use caution when considering these websites as many of them simply gather your information and sell it to auto dealers, direct auto finance companies and marketing firms. In addition, these types of companies offering car loans online may not be adequately equipped to protect your privacy and often times lack proper safeguarding procedures.

BlueSky Auto Finance provides car loans online through a platform of direct auto finance companies. By applying through us, you could receive up to four loan offers from our direct auto finance partners. Choose the loan that best suits your needs then go to any new car dealer in your state and buy a car.
We also help people get car loans online through our network of participating auto dealers.

Unlike our direct auto finance channel, an indirect auto loan is one that is arranged by the dealer from which you purchase your car. Car dealers provide car financing through local banks, auto finance companies and the auto manufacturer’s captive car finance company.

They have access to literally hundreds of lenders and can provide car loans online for any credit situation from zero percent financing for good credit customers as well as bad credit auto lenders that can handle no credit & poor credit loans and even after bankruptcy auto loans. If you’ve experienced credit difficulties and are looking for one of the best car loans online, apply with Bluesky Auto Finance today – you’ll be glad you did.

You could be approved for car financing in minutes! Apply Now!