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Frequently Asked Questions

When you submit your financing request with BlueSky Auto Finance, your information is sent to our network of direct-to-consumer loan partners and participating car dealerships. If you get approved through one or more of our direct auto lenders, you'll receive your approval information directly via email and our dealer network could get you approved the same day!

What happens once I complete the auto finance request form?

A: Once you complete our simple online auto finance form, your information is sent to our direct auto financing partners and/or a participating dealer in our network. Our partners specialize in assisting customers that have experienced credit problems and will walk you through the purchase process in a friendly, hassle-free environment.

Where do I check the status of the finance request that I already submitted?

A: You can view the status of your request anytime by visiting our Status Page. Please note that It may take 24-72 hours for us to provide all of your financing results.

Can I Refinance the loan on my existing vehicle?

A: BlueSky Auto Finance does not currently offer services for Refinance, however we work with reputable partners that can assist you. Click Here for Refinance Auto Loans.

What is the interest rate on my car loan?

A: Interest rates vary depending upon a number of factors, including your amount financed, your credit report information, and the type of vehicle you select. Upon the completion of your auto loan request, and if approved, a processor will contact you and provide specific details regarding your interest rate, monthly payment, finance amount and other terms. You are under no obligation to accept any car financing terms offered to you.

What type of vehicle can I purchase?

A: If you get approved for an auto financing through one of our direct auto finance partners, you can go to any franchise auto dealer in your state to buy a car. If however, you get approved for financing through one of our participating auto dealers, you'll need to purchase a car from them, but remember, our participating auto dealers have a great selection of new and pre-owned cars, trucks, minivans, and SUVs for you to choose from.

How fast can I get my car?

A: Most auto finance companies are able to process a car financing request either instantly, or minimally, in less than 24 hours. Be prepared to provide any needed documentation like proof of income, car insurance or other stipulations required by the lender. In most instances, our customers are able to purchase a car with 24-48 hours from the time their request is processed. Get Started Now!

What if I have a low or no credit score?

A: We understand, not everyone has perfect credit. BlueSky's direct auto finance partners and participating auto dealerships specialize in providing car financing to people who have had past credit problems. Get your Free Credit Score.

What if I have have experienced a Bankruptcy?

A: BlueSky's Dealer Network and Direct Lending partners specialize in providing auto financing to people who have experienced bankruptcies and other credit problems. Get your Free Credit Score.

Is the info I provide to BlueSky Auto Finance secure?

A: Absolutely. Any info you provide to us is protected by encryption and security technologies. Your information will only be disclosed in accordance with our Privacy Policy and/or to those entities necessary to process your auto financing.

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Quick Facts

We never let your credit past dictate your future
Virtually all makes and models available!
Competitive financing rates for people with all credit types!
Remember, there is NO OBLIGATION and it's FREE
Our national network of lenders and dealers will compete for your business!

“Hi, I wanted to thank you again for your service. I just picked up my new 2019 hundai Sante Fe on Thursday. 1st new car I’ve owned in 28 years. Thank you so much!”

- John J.

“Yes I have gotten a loan and a great car because of your service. Can’t say thank you enough. The people were amazing.”

— Michael K.

“BlueSky Auto Finance had an offer of car financing for me, yes me who has very bad credit…within 2 hours, we signed the auto loan papers and I drove away. I have NEVER had such an experience buying a car.”

— Sue N.

"I just wanted thank you for your service. I went yesterday to the BlueSky Auto Finance dealership in NY and now I have a car loan and a car. They were great. Keep up the good work! Thank you.