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Our program requires you must be at least 18 years old with a valid Driver’s License.

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It's okay if you don’t know exactly what you’re looking for yet. Let's get your financing lined up and you can shop later.

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Enter your gross monthly income before taxes, plus any additional household income.

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In general a higher income will result in more available loan options.

If you wish to include any other household or co-applicant income, please enter it above.


Note: Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation

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Our program requires at least $1800/mo household Income.

If you want to include any other household or co-applicant income, please enter it above.


Note: Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation

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We partner with certified debt specialists that can help you get your debt completely removed off your credit report with ONE LOW MONTHLY program payment. Guaranteed results or no fee.

By clicking Yes, I certify that I entered my own information, and give permission to be contacted at the phone number provided by autodialed calls, pre-recorded messages, and/or text messages; and by email by Elite Financial, Infinity One and its clients, affiliates, subsidiaries or parent company about Consumer Products/Services regardless of my status on any State or Federal Do Not Call List. I understand consent is not a condition of purchase.

We value your privacy and will never share or sell your information to spammers or list brokers.




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Just because you have a bankruptcy on your record, it doesn't rule you out from getting a loan. We have options for nearly all credit situations.

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Although not required, having some sort of Down Payment available will generally help you find more loan options.

Your Social Security Number is required in order to verify your identity and match you to finance options.

By clicking “Agree and Find My Options”:

  • I have read and agree to your Privacy Policy , Consent to Electronic Records. and Terms, Conditions and Disclosures

  • I am providing my signature and giving express written consent to share my nonpublic personal information with, and to be contacted by BlueSky Auto Finance, Credit Acceptance, LendingTree and up to four of LendingTree's Lenders, MyAutoLoan and MyAutoLoans’s Lenders, Ovation Credit Services, a LendingTree Company (for credit counseling) and up to five participating auto dealers and other network partners regarding this finance request and relevant marketing/advertising messages. I authorize the entities listed above to call the phone numbers I provided, including my cell phone and residential line, even if I am on any state, federal or commercial do not call lists using an automated telephone dialing system, prerecorded messages and/or text messages. Consent is not required as a condition of service, including BlueSky's prequalification services. Click here to proceed without providing consent to be contacted using automated telephone dialing systems, prerecorded messages and/or text. I also consent to recording and monitoring of my interactions with this website.

  • I certify that all of the statements and information herein are true and complete, and are made for the purpose of obtaining credit. I am providing written instructions, under the Fair Credit Reporting Act, to BlueSky Auto Finance, Credit Acceptance, LendingTree, MyAutoLoan, up to 5 participating auto dealers and other network partners, to obtain my consumer report information, including my credit score, for the purpose of identifying credit programs for which I may qualify.

Processing your request...


We noticed you did not provide us with your insurance information. You will need auto insurance or a recent quote to get an auto loan. The insurance quote process only takes a couple minutes and is completely FREE!

Important: When shopping for insurance without a specific vehicle, choose a vehicle similar to the one you are looking for. Make sure to notify the representative that you plan on making your purchase within the next few days.

If you do not have insurance, please complete a quote below. If you already have insurance, get a FREE Quote and compare it to your current rates, we can save you money!

The next step is to obtain a copy of your updated FREE Experian® Credit Report and FICO® Score with Experian Boost™. With Experian Boost™, you can increase your credit scores instantly, for FREE!

NOTE: 90% of top lenders use FICO® Scores to determine your loan eligibility and interest rates. When you are contacted, you may be asked if you have updated FICO® Scores so please be prepared.


Step 1


Step 2

Answer the following question and continue the processing of your auto financing request.

On the Credit & Finances section, what is your current Credit Usage percentage?