Testimonials

"Thank you BlueSky Auto Finance for making my life better. I have a car that I am very happy with. Thank you."
-Edwin O.
"BlueSky Auto Finance got us approved for a no credit auto loan and in the vehicle we wanted with no hassle. Thanks SO much."
-Jane K.

How BlueSky Works

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Auto Finance & Bad Credit Car Loans

BlueSky Auto Finance provides direct car financing & bad credit car loans

BlueSky's unique auto finance platform is integrated with lenders that provide direct car loans and a network of auto dealers that offer bad credit car loans. We specialize in helping people that may have experienced credit difficulties get auto financing in a hassle-free environment.

Car Loans with BlueSky Auto Finance are easy! Here's how it works:

  1. Complete our simple, secure Auto Finance Loan Application - Apply Now
  2. Within minutes, you'll here back from one or more of our financing partners that provide direct car loans and/or indirect auto financing. For people looking for bad credit auto loans, it may take up to a few hours.
  3. Compare car loans, choose which one is best for you and go buy your car!

Get approved for your car loan before you go to a dealership!

Through our direct auto finance partners, you could get approved before you go to a dealership - even if you have bad credit. With pre-approved bad credit car loans, you're in the driver's seat. Negotiate the price of your car at the dealership, not your auto finance terms and save big money on your car loan & vehicle purchase. Get Started.

Direct bad credit car loans - You could be back on the road in less than 24 hours!

In addition to our partners that provide direct car loans, BlueSky Auto Finance works with a nationwide network of auto dealers that specialize in bad credit car loans.

Find the Car of Your Dreams!
Click Here to Search Thousands of New, Used & Certified Pre-Owned Vehicles.

Our participating auto dealers have access to over 400 lenders - many of which offer car loans for people that have experienced credit problems.

Although bad credit car loans are not always a "no problem" situation like some might advertise, our auto finance partners are usually willing to offer financing especially if the bad credit was; 1) related to an event such as a job loss, divorce or medical situation and 2) the event that caused the bad credit is behind them.

Learn more about how to get a car loan, credit and debt management and find other bad credit car finance resources that can help you find your best deal. Happy Driving!

Auto Refinance


Keep the car you have, lower the payments. Take advantage of historically low rates and apply for your auto refinancing in a hassle-free environment.

Are your monthly car payments becoming too much to manage?

Then refinancing you car could be right for you. With a quick, easy, paperless refinancing of your auto loan, you can reduce your monthly payments, lower your interest rate – or both! Get Started!

Car Loan Resources


To help make buying a car easier, we offer not only simple car loan solutions but the financing resources and tools that allow you to make an informed decision.

Knowing what you can afford, learning the fundamentals of car financing and tips for buying a new or used car will help you rest better at night. Check out our car loan calculator and know you're auto loan payment options upfront.

Why BlueSky


Finally, an honest straightforward auto financing service that takes the mystery out of financing an automobile.

We'll help you get an auto loan from a direct car finance company before you visit a car dealership. Benefit from the power of being pre-approved for car financing and negotiate like a cash buyer - even with less-than-perfect credit. Learn more about how BlueSky Auto Finance can benefit you.