Apply Now and you could be approved for your car loan in minutes. Whether you have good or bad credit, you can get the loan and car you need today. Get started!

Testimonials

"Thank you blueSky Auto Finance for making my life better. I have a car that I am very happy with. Thank you."

—Edwin O.

 

"blueSky Auto Finance got us approved for a no credit auto loan and in the vehicle we wanted with no hassle. Thanks SO much."

—Janet K.

 

 

 




 

 

 

 







Car Loans Online - Get Approved Before Going to a Car Dealership!

Bluesky Auto Finance provides direct car financing & auto loans online!


Bluesky Auto Finance helps you get a car loan before you go to a dealership. With your auto loan already in-place, you're in the driver's seat. Negotiate the price of your car at the dealership – not your car financing.

 

Knowing your car loan terms before visiting a car dealer answers the question "what amount and at what interest rate can I borrow". Armed with this information, especially if you need a bad credit car loan, you'll be in a better position to understand what new or used car or truck is best for you and your budget. And, having your car financing secured before you visit a dealership allows to you to buy a car like a cash buyer!

 

Getting an auto loan with BlueSky Auto Finance is easy! Here's how it works:

  • Complete and submit your information through our secure online auto loan application

  • For good credit customers, you'll have a car loan decision within minutes from one of our direct auto finance partners. For people looking for bad credit car loans, it may take up to a few hours.

  • If approved, our auto finance partner will contact you to discuss the terms of your car financing - some may provide a downloadable eCheck you can print from home, then go to a franchise auto dealership of your choice and buy your new car.

  • Our direct car financing partner will walk you through the car buying process with online tools and relevant car buying advice.

Review our FREE car Buyer's and Credit Guide and learn the basics about financing a vehicle.

 

Get your vehicle today!
Call 1-800-909-3523 to apply.

What if I Have Bad Credit and Need a Car loan?


Many people have experienced a situation that has impacted their credit – especially since the "great recession" began in December of 2007. Bluesky Auto Finance offers Bad credit car loans through car financing partners that are willing to give a person a second chance - particularly if the bad credit was; 1) related to an event such as a job loss, divorce or medical reason and 2) the event that caused the bad credit is behind them.

 

Although bad credit is not always a "no problem" situation like some might advertise, our direct auto finance partners do provide car loans for people with bad credit. To get a car loan with bad credit, you'll need to show something positive on your credit report. You'll also need a down payment (the more the better) current stable employment, verifiable income and the right type of vehicle to fit your budget.

 

In addition to our direct auto finance partners, Bluesky Auto Finance is integrated with a nationwide network of auto dealers so if our direct car financing partners aren't able to approve you, we'll refer your car loan application to a car dealer that may be able to help.

Auto Loan Types



No more confusion or embarrassment. Gain control of your auto loan financing and apply for the auto loan you need today.

Take the hassle out of purchasing your next car by applying with blueSky Auto Finance before you go to visit a car dealership. With blueSky Auto Finance — you're in control! Choose the auto loan type that you're looking for and get started now!

 

Car Buying Tips



To help make buying a car easier, we offer not only simple car financing solutions but the tools that allow you to make an informed decision.

Knowing what you can afford, learning the fundamentals of car financing and the cost of buying a new or used car will help you rest better at night. Check out our car loan calculator and know you're auto loan payment options upfront.

 

Why BlueSky



Finally, an honest straightforward auto financing service that takes the mystery out of financing an automobile.

We'll help you get an auto loan from a direct car finance company before you visit a car dealership. Benefit from the power of being pre-approved for car financing and negotiate like a cash buyer - even with less-than-perfect credit. Learn more about  how blueSky Auto Finance can benefit you.