bad credit car loans

Virginia Car Loans & Virginia Bad Credit Auto Loans

Bluesky Auto Finance provides Virginia car loans and Virginia bad credit auto loans for the residents of the Old Dominion State.  From Roanoke to Virginia Beach, we’ve been helping the people of this Cumberland Mountain region get Virginia car loans since 2004.

Virginia Bad Credit Auto Loans

To be perfectly blunt, finding Virginia bad credit auto loans has been very challenging since the economic downturn, though news that the sub-prime lending market seems to be improving a bit is encouraging. Before this it was usually possible to find Virginia car loans for buyers with low FICO scores. Today, lenders want to see a score of at least 550 or higher.

Bluesky Auto Finance is able to procure Virginia bad credit auto loans through its refined network of select lenders that offer Virginia car loans and car dealers qualified to help people with credit problems find auto loans.  In doesn’t matter if you are hoping to buy a new or used car, we are here to help.  Let’s explain how our system works.

Pre-Approved Virginia Car Loans

The first advantage Bluesky Auto Finance offers shoppers seeking Virginia bad credit auto loans is a convenient means for getting pre-approved for an auto loan in just minutes – all done without even leaving home.  You simply need to fill out the application and submit it.  Within a few minutes the responses come back.  The reason we are able to do this is because of the real lenders we choose to work with; lenders that can offer Virginia car loans directly to you, the consumer. In fact, you might even be approved by more than one lender and have several offers to choose from. This is an opportunity that most finance companies offering Virginia bad credit auto loans don’t have.

Once you are pre-approved through our direct lenders that offer Virginia car loans you are ready for the challenge of finding just the right car.  You can negotiate with confidence knowing the money is at your fingertips.

Car Dealer Network for Virginia Bad Credit Auto Loans

While Bluesky Auto Finance finds Virginia car loans through its lending network for the majority of applicants, it is true that not everyone can get approved using this channel. But don’t despair – we have another option if this happens to you.  We have put together and manage of network of Virginia car dealers that are uniquely set up to help people get Virginia bad credit auto loans. These participating auto dealers can search over 400 to make certain you have access to Virginia car loans.

Types of Car Dealers that offer Virginia Car Loans

Our network of car dealers how offer Virginia bad credit auto loans is made up of mid-tier dealerships which carry a great selection of moderately priced Fords, GMs, Nissans, Hondas, and Toyotas, to only name a few. In other words, the dealer network we have set up to find Virginia car loans typically do not include the higher priced, luxury dealerships. The reason is fairly obvious, these dealerships simply don’t have affordable inventory priced for Virginia bad credit auto loans.

You could be approved for car financing in minutes! Apply Now!