bad credit car loans

Pennsylvania Car Loan & Pennsylvania Bad Credit Auto Loan

Bluesky Auto Finance offers a competitive Pennsylvania car loan and Pennsylvania bad credit auto loan to the residents of the Keystone State. From Erie to Providence, we’ve been helping the people of the country’s 2nd state get a Pennsylvania car loan for many years.

Pennsylvania Bad Credit Auto Loan

It is no secret that getting approved for a Pennsylvania bad credit auto loan has become increasingly difficult.  After the 2007 recession and the subsequent meltdown of the sub-prime market, credit score requirements became more stringent.  Even though the last year has seen some improvement in this market sector, credit requirements have not returned to the former level.  While someone with a low FICO used to be able to get a Pennsylvania car loan, most lenders now require higher score in order to qualify.

Bluesky Auto Finance is able to obtain a Pennsylvania bad credit auto loan through its direct lender network which offers a Pennsylvania car loan and through our own network of car dealers that understand how to obtain financing for credit challenged customers.  With these great resources we can help you get into the new or used car you need.  Here is how our system works:

Pre-Approved Pennsylvania Car Loan

Bluesky Auto Finance offers people looking for a Pennsylvania bad credit auto loan one very unique advantage:  the ability to be pre-approved for a loan, right at home, within minutes after submitting an application. We are able to provide this because the lenders in our network offer a Pennsylvania car loan directly to you, the customer. It is even possible to be approved by more than one lender and have multiple offers to choose from. Other companies that offer a Pennsylvania bad credit auto loan do not usually have this type of program.

Once you have been pre-approved by our lenders for a Pennsylvania car loan you are ready to get down to the business of finding the vehicle that will meet your needs.

Car Dealer Network for a Pennsylvania Bad Credit Auto Loan

Through the network described above, Bluesky Auto Finance is able to obtain a Pennsylvania car loan for most of the clients who come to us for help.  But not everyone gets approved through this channel. If this happens, don’t worry – we have any avenue to help you get a Pennsylvania bad credit auto loan. We have carefully selected a network of car dealers who specialize in helping people with credit issues get auto financing.  With over 400 lenders to choose from, they are certain to help you find a Pennsylvania car loan.

Types of Car Dealers that offer a Pennsylvania Car Loan

In order to join our network of dealers who offer a Pennsylvania bad credit auto loan, the car dealers must demonstrate to Bluesky Auto Finance their expertise in obtaining difficult financing and show that they have an adequate selection of affordable vehicles.  These usually include cars like Dodge, GM, Nissan, and Toyota, as well as mid-tier models from the other major car manufacturers.  In a nutshell, our dealer network for getting a Pennsylvania car loan is made up of businesses that carry reasonably priced stock.  You will not usually find high end dealers like Lexus or BMW in our network; they simply don’t have inventory priced for a Pennsylvania bad credit auto loan.

You could be approved for a bad credit auto loan in minutes! Apply Now!