Auto Loans & Bad Credit
Instant Auto Financing For Bad Credit
Looking for instant auto financing but have bad credit? No problem. Bluesky Auto Finance offers fast car loan approval through its platform of direct auto lenders – Here’s how it works:
First, complete our secure, online application and don’t worry – your information is protected with the most up to date security and encryption technologies available. Next, your information is sent to our participating lender network, several that offer direct to consumer financing with instant auto loan approvals.
Your information is electronically reviewed and within seconds you could receive an e-mail with an approval and all the necessary documentation to purchase your new car – even if you have poor credit.
Once you apply, you’ll be provided with a user name and password to log-in and view your loan decisions – you may even get approved by more than one auto lender. Choose the terms that work best for you and go buy a car!
Our direct auto finance partners offer quick loan decisions for most types of credit situations and typically provide instant auto financing for credit scores starting at 550 and above.
Keep in mind, there are attributes other than credit scores that are factored into the approval process. Some of these criteria include steady income of at least $1800 gross income per month, no vehicle repossessions within the last 12 months, no open bankruptcies and a debt to income ratio less than 45%.
Shop like a cash buyer
Bluesky’s network of direct auto finance partners provides instant car loan decisions – even if your credit is less than perfect. Once you apply, we’ll forward your information to our lending partners and e-mail you the status of your application. You could have pre-approved auto financing within minutes of submitting your information and a down-loadable e-check to purchase your next car!
If you have a gross monthly income of at least $1800 and a credit score above 550, you could get instant auto financing from one or more of our direct lending partners. And that’s not all. Pre-approved auto financing empowers you to shop like a cash buyer and gives you the upper hand in negotiating the price of your next car purchase.
So, whether you have bad or good credit, if you’re looking for quick loan decisions, Bluesky can help. Apply today and you could get instant car loan approval and be driving your new or used car tomorrow!