Bad Credit Auto Loans

BlueSky Auto Finance provides bad credit auto loans through partnerships with direct lending institutions and a nationwide network of participating auto dealers that specialize in auto loans for people with bad credit.

Get approved for bad credit auto loans in minutes – Apply Now It’s fast, easy and absolutely confidential.

Even before the credit crisis, there were few places people could go to find bad credit auto loans. Think about it, when is the last time you saw a bank or a credit union that offered auto loans for people with bad credit? That’s because most of these lenders capture business indirectly through car dealers rather than directly with the consumer. The problem is, not all car dealers have the expertise, inventory or auto finance companies to help people get a car loan.

That’s where BlueSky Auto Finance comes in! We’ve identified and contracted with our own network of auto dealers and bad credit auto lenders that are willing to provide auto loans for people with bad credit, bankruptcy car loans and other credit situations. In other words, we made it easy for you to find bad credit auto loans without having to go from dealer to dealer to try to get approved.

Auto Loans for people with bad credit

Our sister company, BlueSky Financial Services, is a licensed auto finance company that provides bad credit auto loans through our nationwide network of participating auto dealers. And that’s not all. BlueSky’s customer service center is with you every step of the way and works with our participating car dealers to ensure we’ve done everything possible to help provide auto loans for people with bad credit.

But remember, we know the ideal situation is to get approved for bad credit auto loans before you visit a dealership. That’s why we’ve integrated our platform with a network of direct car loan lenders.

When you apply through us, your information is sent to our direct car loan partners and a participating car dealer – if we have one. If you get approved through one or more of our direct auto lenders, you’ll receive your loan information and financing terms immediately via e-mail.

Why choose BlueSky Auto Finance for bad credit auto loans?

If you Google “bad credit auto loans” you’ll find many websites that offer auto loans for people with bad credit. Many of them don’t disclose the fact that they are not lenders nor do they disclose their intention to send your personal information to a car dealer. In addition, many of these other websites don’t offer instant car loan approval through direct car loan lenders.

Bluesky Auto Finance offers the following advantages:

1. Our lending platform is integrated with actual lenders that offer bad credit auto loans directly to consumers. This gives you the opportunity to get approved instantly online before going to a dealership and allows you to shop like a cash buyer.
2. We work with our own network of auto dealers that have a dedicated department or person that offers auto loans for people with bad credit. Through our partnerships with auto dealers, we are able to intervene when necessary and will be there for you after you submit your information.
3. Bluesky Financial Services is our own auto finance company that works with auto dealers to provide bad credit auto loans for the toughest of situations

Remember, you’re not obligated to accept the terms of any car loan offered to you. Whether you get approved from one or more of our direct auto finance lenders or an auto dealer that provides auto loans for people with bad credit, you’re in the driver’s seat. Apply now, review your options and choose the auto loan that’s right for you.